Approaching retirement

Most of us will be hoping for a happy retirement and dreaming of what it could bring. Of course, this is something that looks different to everyone, but whatever you’re striving for it can be hard to know when and where to start when it comes to planning for it. That’s where we can help.

During this time, you might be wondering whether you can afford to retire – whether you have enough or you need to keep working. You might have a big goal in mind, such as a home renovation or the trip of a lifetime.

We’re here to help you prepare your finances in the lead-up to your retirement, so that when the time comes, you can truly make the most of it. 

Here’s how we’ll do it.

Understand your goals

We’ll start by getting to know you and understanding what it is you want to achieve, including when you’d ideally like to stop working.

Review what you have

We’ll analyse your existing investments, pensions and savings to see what it means for your future, and what else you might need to achieve your goals.

Build a tailored plan

Through research and cashflow modelling, we’ll build a robust financial plan that’s designed to turn your retirement dreams into a reality.

Help with tax planning

We’ll help you put effective tax-planning strategies in place, to ensure your capital is working hard while also being as tax-efficient as possible.

Estate planning

We’ll start to help you prepare for passing on your wealth to your loved ones, making sure as much of that money as possible goes to your family.

Staying on track

The best way to keep on the right path is through continuing to work together, so we’ll regularly review your plan to make sure your dreams are still attainable.

Please note: the value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. The Financial Conduct Authority does not regulate Tax and Estate Planning.

Adding value

When done properly, great financial planning is about making a rewarding difference to people’s lives. That’s why we go above and beyond when it comes to making sure we add real value through our service.

Discover how we go that bit further for our clients.

Learn more
Adding value

Clients say

Coming up for retirement I realised that I needed to make whatever money I had saved work for me. The more I looked at places to invest the more confused I became. I needed advice.

Paula has spent a great deal of time with me assessing my needs and after advising me on areas of investment she has continued with regular updates and is always available to answer any queries I may have. I have every confidence in Paula. I now have peace of mind and more money in my portfolio thanks to her expertise.


My pension woes were paying into two Abbey Life funds, a current work pension, as well as having two defunct other pensions and not having the foggiest where all this was leading.

Paula helped me to navigate through the quagmire and nightmare of juggling three ongoing pension pots whilst sitting on two old previous employee pension funds. We consolidated these and simplified things in the run up to my retirement.


I’m delighted Paula has decided to start her own company.

Paula has been advising me for five years now and I have moved companies to keep her as my adviser. I feel now that she can have more autonomy in the advice she gives, tailoring it to my specific needs. Paula has given friendly, honest, realistic advice and has been able to explain in a clear, concise, manner. When we meet for regular updates she brings clear graphs and charts enabling me to see things in a visual format. I’d highly recommend her as an adviser.


With us approaching retirement age and having a variety of different pensions and investments, we felt we needed professional advice as to how best to rationalise these to enable us to enjoy secure incomes during our retirement years.

Paula has taken the time to understand our requirements and attitudes to risk. With an approach that is always clear and refreshingly free of financial ‘mumbo-jumbo’ she has provided sensible and trustworthy advice, during the 5 years we have worked with her.

Jeremy & Maggie
Altrincham, Cheshire

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