Chartered status is the ultimate symbol of professionalism and technical competence.
A Chartered Financial Planner has proven:
I started working in financial services in 1994, so I have more than 25 years’ experience. I’ve seen the financial advice landscape change dramatically from when it was all about product sales and high commissions. But I’ve always believed that it should be about planning, with the client’s end goal and aspirations at the forefront.
My areas of expertise include retirement planning and lifetime financial planning. I specialise in working with individuals who are thinking about retirement and those who have already retired.
With more than 25 years’ experience in the profession, I’ve built up a number of qualifications.
Chartered Financial Planner – This is a joint public commitment with the CII to deliver the highest standards of professionalism. The Chartered badge proudly tells you I have made a commitment to putting you first.
Level 6 Advanced Diploma in Financial Planning – This demonstrates a high level, core technical understanding across a broad range of key financial planning areas.
G10 – Taxation and Trusts – This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
G20 – Personal Investment Planning – This examination assesses a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
G60 – Pensions – This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
CF1 – UK Financial Services, Regulations & Ethics – This examination covers UK financial services, regulation and ethics.
CF3 – Financial Protection – This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
CF4 – Retirement Planning – This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
CF5 – Integrated Financial Planning – This examination demonstrates a solid grounding in the financial services industry and its regulation.
CF9 – Pensions Simplification – This examination assesses a knowledge and understanding of the government’s simplified taxation regime which came into effect 6 April 2006.
AF8 – Retirement Income Planning – This examination demonstrates the advanced skills needed for advising on income planning to those in and approaching retirement.
R08 – Pensions Update Programme – This shows an understanding of how the the 2015 pension freedoms changes impact those seeking advice on retirement.
FP1 – Financial Planning Certificate 1
FP2 – Financial Planning Certificate 2
FP3 – Financial Planning Certificate 3
I have a young son who keeps me on my toes!
I enjoy running and regularly take part in 10k and half marathon events. I love the freedom and exhilaration of outdoor swimming at my local lake and take part in the Great North Swim each year in Windermere.
Travel is a passion and my favourite destination is the smaller islands in the Caribbean for the stunning scenery and a warm welcome.
All financial planners must be registered by the Financial Conduct Authority (FCA) which is the regulator for the financial service profession. We must also hold a ‘Statement of Professional Standing’ (SPS) from a suitable professional body such as the Chartered Insurance Institute (CII). You can see my listing on the FCA register and my SPS certificate below.
Having fun in the Lake District doing all things outdoors!
Thriller – Michael Jackson
A hug, coffee, sunshine.