Financial planning is about much more than simply offering you a product that will help you grow your money. It’s about helping you understand what it is you want to get out of life, and putting you on the road to achieving it.
I’ll create a comprehensive financial plan that will detail where you are now, and map out how to get to where you want to be. It will take into account all of your current financial arrangements, and clearly assess what changes can be made to ensure you meet your life goals.
It’s really important to start the process by getting to know you and understanding your goals. I’ll set up a first meeting where we’ll have an open and honest chat about your current financial situation and what it is you’d like to achieve.
You’ll have the opportunity to ask any questions you might have about me and the way I work, and generally, just see if we’re the right fit for each other. We’ll also confirm and agree on my service and fees, so that you’re fully in the know from the get-go.
If you’re happy to begin, I’ll then go away and analyse your requirements. This stage involves extensive research into your existing financial arrangements and potential solutions to help progress them.
Once I’ve completed the analysis, I’ll document my findings and recommendations in a report, aimed at providing you with clear financial direction aimed at maximising the opportunities for achieving your goals.
We’ll meet again a second time. During this meeting, I’ll present my report for you to review and provide feedback on.
It’s natural to have questions at this stage, so we’ll work through any uncertainties together and make sure you’re completely satisfied with my recommendations.
If you’re happy with the proposed solution and your overall financial plan, I’ll go ahead and implement it.
You don’t need to do anything more at this stage – just sit back and let me do the work.
If you choose to do so, we can continue working together on an ongoing basis. These services will be provided in accordance with my service level options.
I believe an ongoing service is key to achieving your financial goals, simply because keeping everything under review helps to keep you on track. It’s important to reflect on what’s been done so far, and address any changes you might have had in your aspirations.
I offer a trusted, open and reliable relationship with all of my clients - it’s at the heart of what I do. I’ll always provide clear information with no complicated jargon, and be available to answer any queries you have.
I also look at all areas of my business on a regular basis, to ensure I’m giving my customers a fair and relevant level of service at all times.
I’ll never do any work without your agreement first. Everything I do is designed to be in your best interests, so it will never involve anything you haven’t completely bought into, nor anything I wouldn’t advise myself.
While I don’t do mortgages or Final Salary/Defined Benefit transfers, I do have excellent connections to whom I’ll be happy to refer you.