Insights

Read the latest news and updates from the industry, plus all the latest from Hurstwood.

Investment market update: July 2022

The ongoing war in Ukraine, rising interest rates and soaring inflation could be pushing some economies towards recession in the coming months. This uncertainty has caused real volatility in global…

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7 essential money lessons your children need to know before they go to university

The day that you send your child or grandchild off to university can bring up mixed feelings. There’s pride and joy at their accomplishment, but also fear and worry as…

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7 important things to know if you’re a trustee

As a trustee, you may be unsure about what your responsibilities are and the steps you need to take. If you’re acting as a trustee, here are some of the…

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5 crucial things you need to consider when reviewing your estate plan

If you have an estate plan, you shouldn’t simply forget about it. Instead, regular reviews can help ensure it continues to reflect your wishes and circumstances. Sometimes you may have…

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Annuity rates are rising, and they could provide retirees with a valuable reliable income

Annuities used to be an essential part of retirement planning, but they’ve fallen out of favour since the government introduced Pension Freedoms legislation in 2015. However, now that annuity rates…

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Why September’s inflation rate could deliver a bumper boost to your State Pension

For months, you’ve probably heard about the cost of living crisis and how it means your budget needs to stretch further. However, if you collect the State Pension, the high…

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Investment market update: April 2022

The conflict in Ukraine is continuing to affect markets and economies around the world. According to a report from the Kiel Institute of the World Economy, the war led to…

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Garden Wildlife Week: 8 practical tips for encouraging nature to flourish in your garden

From goldfinches to hedgehogs, you can spot a lot of British wildlife without having to leave your home if you create a haven in your garden. If you want to…

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3 useful mortgages you can use to help your child get on the property ladder without gifting a deposit

The Bank of Mum and Dad has become an integral part of the property market. Many first-time buyers would struggle to secure a home without the help of their parents…

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How a virtual “shopping basket” is used to calculate the rate of inflation

Over the last few months, you’ve probably heard a lot about inflation and the effect it can have on your cost of living. While you may be familiar with the…

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Revealed: How long will you spend in retirement as more people than ever reach 100?

When you’re nearing retirement there are a lot of big decisions you need to make. From when to retire to how much income to take from your pension, how long…

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Typical worker approaching retirement is 58% short of their pension goal. Are you saving enough?

Figures suggest that workers nearing retirement could find they’re facing a significant income shortfall later in life. Understanding how your pension savings will add up before you retire is crucial…

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