Already retired

In retirement, you should be enjoying one of the most rewarding periods of your life. You’ve worked hard and have perhaps been waiting for this for many years. But it’s a time that can come with some anxieties, particularly surrounding your finances. Now is the perfect chance to have an open discussion about your future.

When you enter into your retirement years, you may be wondering whether you have enough money to last. You might be worried about the cost of care, being able to pass on wealth to your family, or simply not being able to afford the lifestyle you’d like. 

We’re here to give you that confidence in your finances, so that you can live life to the fullest. There are a number of ways we’ll work with people who have already retired.

Realise your goals

We’ll help you understand what you truly want out of your retirement so that we can effectively map out how to get there with a robust plan.

Change your mindset

Life in retirement is to be enjoyed. We’ll help you change your saving mindset into more of a spending one, so you can truly reap the rewards of these years.

Cashflow modelling

We'll use cashflow modelling software to forecast your financial future, to aid planning and give you the reassurance to simply enjoy retirement.

Wealth preservation

We’ll help you with estate planning so that you can afford to pass on more of your wealth to your family without paying unnecessary Inheritance Tax.

Make more of your money

We’ll regularly analyse and review your income from your investments, making smart decisions about how you can get more from them.

Keeping you on track

Together, on an ongoing basis, we’ll make sure you and your money stay on track, so you’ll confidently achieve everything you’ve dreamed of.

Please note: the value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. The Financial Conduct Authority does not regulate Tax and Estate Planning.

Adding value

When done properly, great financial planning is about making a rewarding difference to people’s lives. That’s why we go above and beyond when it comes to making sure we add real value through our service.

Discover how we go that bit further for our clients.

Learn more
Adding value

Clients say

Coming up for retirement I realised that I needed to make whatever money I had saved work for me. The more I looked at places to invest the more confused I became. I needed advice.

Paula has spent a great deal of time with me assessing my needs and after advising me on areas of investment she has continued with regular updates and is always available to answer any queries I may have. I have every confidence in Paula. I now have peace of mind and more money in my portfolio thanks to her expertise.


My pension woes were paying into two Abbey Life funds, a current work pension, as well as having two defunct other pensions and not having the foggiest where all this was leading.

Paula helped me to navigate through the quagmire and nightmare of juggling three ongoing pension pots whilst sitting on two old previous employee pension funds. We consolidated these and simplified things in the run up to my retirement.


I’m delighted Paula has decided to start her own company.

Paula has been advising me for five years now and I have moved companies to keep her as my adviser. I feel now that she can have more autonomy in the advice she gives, tailoring it to my specific needs. Paula has given friendly, honest, realistic advice and has been able to explain in a clear, concise, manner. When we meet for regular updates she brings clear graphs and charts enabling me to see things in a visual format. I’d highly recommend her as an adviser.


With us approaching retirement age and having a variety of different pensions and investments, we felt we needed professional advice as to how best to rationalise these to enable us to enjoy secure incomes during our retirement years.

Paula has taken the time to understand our requirements and attitudes to risk. With an approach that is always clear and refreshingly free of financial ‘mumbo-jumbo’ she has provided sensible and trustworthy advice, during the 5 years we have worked with her.

Jeremy & Maggie
Altrincham, Cheshire

Fancy a chat?